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Waterfall Bank building

Waterfall Bank building

Privately held bank focused on building positive banking experiences for both Personal and Business Clients

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About Us

Waterfall Bank strives to give clients a different type of banking experience, one that focuses on the client. Our mission is to make banking simple by bringing our customers the latest technology.

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Superior Customer Services

We aim to achieve the highest level of personalized customer care for our clients. Our team is here to help you reach your financial goals!

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Online & Mobile Banking

State-of-the-art technological solutions and concierge services allowing clients to bank anytime and anywhere at their convenience.

 

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Business Banking

Utilizing the latest technology enabling effortless business banking 24/7. We provide a strong portfolio of financial services while delivering superior personalized customer experiences.

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Personal Banking

We offer a broad range of depository, lending, and mobile banking services designed to meet the complex and diverse needs of our clients while focusing on the needs of our local community. 

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Save Smarter in 2026

Start 2026 strong with a 6- or 12-Month high-yield Certificate of Deposit from Waterfall Bank and turn your financial goals into steady, reliable progress. Don’t delay though, these limited-time rates end soon!

4.45% APY* 6-MONTH CERTIFICATE OF DEPOSIT

*Annual percentage yield (APY) current as of 1/22/26. You must deposit $50,000.00 minimum at account opening to obtain advertised APY. New money only. New money is defined as money not currently deposited with Waterfall Bank. Fees could reduce earnings. Promotion may end at any time at Waterfall Bank’s discretion. Penalties apply for early withdrawal.

4.00% APY* 12-MONTH CERTIFICATE OF DEPOSIT

*Annual percentage yield (APY) current as of 1/22/26. You must deposit $50,000.00 minimum at account opening to obtain advertised APY. New money only. New money is defined as money not currently deposited with Waterfall Bank. Fees could reduce earnings. Promotion may end at any time at Waterfall Bank’s discretion. Penalties apply for early withdrawal.

Call (727) 472-3599 or email customerservice@waterfallbank.com

to lock in this competitive rate today and enjoy the confidence of secure, steady growth — backed by the FDIC and serviced by Waterfall Bank’s top-tier concierge service providers.